Tailored Business Solutions

πŸ’³

Swift Payment Service

Easy-to-use, seamless payment automation for online sellers, store owners, and developers. Integrate effortlessly with your bank or MPESA Paybill/Till for smooth payment management.

Get Started β†’
πŸ’¬

Bulk SMS Service

UpesiPay's Bulk SMS API lets you automate and send bulk messages to clients for just KES 1.8* per message, boosting communication and customer engagement.

Get Started β†’
βš™οΈ

UpesiPap

Streamline business operations by automating inventory, sales, payments, invoicing, and Mobile POS across M-Pesa, bank accounts, and digital wallets, saving time and increasing efficiency.

Contact Us β†’
🌐

iBiz

Get a professional website, online payments & shopping, and automated notifications via WhatsApp and Discord for your business with no upfront setup fees.

Contact Us β†’
πŸ’Έ

Swift Disbursement Service

Instantly pay B2C and B2B suppliers, banks, and other businesses. Disburse funds to Safaricom M-Pesa numbers, M-Pesa Tills, M-Pesa Paybills, and bank accountsβ€”all in one place. Automate bulk payouts, schedule disbursements in advance, and enjoy real-time tracking for every transaction. Includes built-in payroll and bills management for seamless business operations.

Try Disbursement β†’

Integration Options

REST API

Most Popular

JSON-based API with standard HTTP methods. Perfect for custom integrations and microservices.

POST /api/v1/payments/initiate

Webhooks

Real-time Events

Receive instant notifications for payment completions, failures, and settlements.

payment.completed, settlement.processed

SDK Libraries

Easy Setup

Official SDKs for Python, Node.js, PHP, and Java with built-in error handling.

pip install upesipay

Technical Specifications

Performance

  • API Response: <100ms (p95)
  • Webhook Delivery: <5 seconds
  • Batch Processing: 1,000 TPS

Security

  • TLS 1.3 encryption
  • HMAC-SHA256 request signing
  • OAuth 2.0 authentication

Compliance

  • PCI-DSS Level 1
  • CBK Regulated
  • GDPR Compliant

Rate Limits

  • Standard: 5,000 req/min
  • Enterprise: Custom
  • Burst: 100 req/sec

Enterprise Use Cases

Fintech Platforms

Power lending, insurance, and investment platforms with seamless payment collection and disbursement.

E-commerce

Integrate M-Pesa checkout, instant confirmations, and automated order fulfillment.

SaaS & Subscription

Collect recurring payments, manage billing cycles, and handle customer settlements.

Payment Aggregators

Build white-label payment solutions with multi-merchant support and dynamic routing.

Start Building Today

Get API keys in minutes and start processing payments immediately

Hi! πŸ‘‹

Click one of our contacts below to chat with support.

Customer Support

WhatsApp

β†’

We are here to assist you any day and time.

πŸ€– Support Chat

πŸ€–

Hi there! πŸ‘‹ Welcome to UpesiPay support. How can I help you today?